Ukrainians who give their bank cards or account details to third parties for “easy rewards” may be included in the official dropper registry and effectively find themselves outside the financial system. A seemingly small action — for example, “a thousand hryvnias per card” — can lead to an inability to receive pensions, salaries, or sign contracts.
Source: OBOZREVATEL
This was reported by Danylo Hetmantsev, Chairman of the Financial Committee of the Verkhovna Rada (“Servant of the People”) in an interview with the media. The draft law proposes the creation of a centralized dropper registry — for individuals who knowingly provide their cards to fraudsters. The initiative aims to stop criminal schemes and minimize the risks of money laundering, drug trafficking, and terrorism financing through the use of others’ payment instruments.
Dropping is a practice where fraudsters abuse other people’s cards, asking them to “lend the card for a minute” or offering “easy money.” Even minor participation in such schemes is considered criminal and can have serious consequences for the banking system and the cardholder.
Consequences of being listed in the dropper registry:
- Blocking or restriction of financial operations;
- Banks refusing to open new accounts, issue cards, or provide loans;
- Restrictions on receiving deposits, salaries, and social benefits;
- Automatic checks when opening accounts or conducting large transactions.
Practical advice for Ukrainians:
- Never give your card to third parties, even acquaintances;
- Do not disclose your PIN, CVV, or online banking credentials;
- Report suspicious offers to your bank or law enforcement;
- Regularly check statements and immediately respond to unfamiliar transactions;
- If listed in the registry — appeal through legal procedures and seek legal assistance.
The draft law will be registered soon, and after its adoption, Ukrainians who become droppers may effectively find themselves outside the banking system, facing real difficulties accessing salaries, pensions, social benefits, and electronic identification.